Maria Gonzalez
Member
Yes, those scoring systems can be misleading if you don’t read the fine print. A single word like low risk can give false comfort, while the detailed notes tell a more cautious story. That’s why I focused more on the written explanations than the label itself. Labels feel definitive, but the text is where the uncertainty shows. Unfortunately, many readers never go beyond the headline.I’m more interested in how consumer platforms decide on their risk labels. When something is marked low risk overall but risky for consumers, that implies some internal weighting system. I wish those platforms were more transparent about methodology. Otherwise readers might misunderstand what the label actually means. It could be that the platform simply lacks enough data to elevate the risk score. That nuance often gets lost.